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First insurance and safety program designed for charter schools by charter school leaders and school insurance experts.
  • Most appropriate coverage at the lowest price
  • All-in-one inclusive package including Workers' Compensation, Liability, School Board, Property, Risk Management Services
  • More than just insurance - Helping to Keep Your School Safe
  • Gives you peace of mind and more money for your classrooms
All-in-one inclusive package including Workers' Compensation, Liability, School Board, Property, Risk Management Services.

Charter schools of many types accepted including:
  • New and Established Schools
  • Education Management Organization operated and Replication Schools
  • Site Based and Non-Site Based Virtual Schools
  • Schools of All Sizes
COVERAGE* INCLUDED*
Workers' Compensation √
Property √
General Liability √
Automobile Liability (including medical payments, uninsured/underinsured motorists/non-owned 3 automobile coverage, hired automobile coverage) √
Automobile Physical Damage √
School Board Legal Liability/Errors and Omission √
Employee Benefits Liability √
Educators Legal Liability √
Sexual Harassment √
Sexual Abuse √
Crime (money & securities, forgery & alteration, employee dishonesty) √
Umbrella √
Risk Management & School Safety Services √


  * Coverage availability and level of coverage varies by state depending that state's legal requirements as well as appropriateness of coverage. This table is for simplified illustration purposes. Specifics of coverages, limits, terms and conditions are contained in the insurance policy or policies.

The CharterSafe program was created as a direct response to charter schools' needs of finding insurance options that provided the right coverage at the right price. The program was co-founded by Ted Fujimoto, Vice President of School Services & Products at the California Charter Schools Association, with the help of Arthur J. Gallagher & Co. - the worlds fourth largest broker and number one school broker.

Today, over 160 charter schools are insured by the program - saving an average of 10-25% off their original premiums with broader coverage and higher limits.
 
Arthur J. Gallagher & Co. Insurance Brokers of California, Inc. - License # 0726293 - 15 Enterprise, Suite #200 - Aliso Viejo, CA 92656